Repeating the debtor receives reward every day

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✦ RasoolAllah ﷺ said Whoever gives respite to one in difficulty, he will have (the reward of) an act of charity for each day. Whoever gives him respite after payment becomes due, will have (the reward of) an act of charity equal to (the amount of the loan) for each day.

Sunan Ibn Maja, Book 15, 2418-Sahih